

This card has no annual fee, and you can benefit from a 0% intro APR for the first 15 months on new purchases and balance transfers (after, 19.49% - 28.24% variable APR). That translates to 6.5% on travel purchased through Chase Ultimate Rewards, 4.5% on dining and drugstores, and 3% on all other purchases.

If you're looking to maximize your rewards, there's also a generous welcome bonus: On up to $20,000 spent in the first year, cardholders earn an additional 1.5% on all categories. Cardholders earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on drugstores and dining at restaurants (including takeout) and 1.5% on all other purchases.

Who's this for? Consumers who want a robust rewards card with no annual fee should consider the Chase Freedom Unlimited® Card. Best for premium perks : The Platinum Card® from American Express.Best credit card for Global Entry and/or TSA PreCheck® credit : Capital One Venture Rewards Credit Card.Best for average credit : Petal® 2 "Cash Back, No Fees" Visa® Credit Card.Best entertainment rewards credit card : Capital One Savor Cash Rewards Credit Card.Best grocery rewards credit card : Blue Cash Preferred® Card from American Express.Best gas rewards credit card : PenFed Platinum Rewards Visa Signature® Card.Best dining rewards credit card : Chase Sapphire Reserve®.Best for college students : Discover it® Student Cash Back.Best for building credit : Petal® 2 "Cash Back, No Fees" Visa® Credit Card.
